Terms & Conditions

Welcome to M/S VASUPRADA NIDHI LIMITED (“Company”, “We”, “Our”, “Us”). These Terms & Conditions govern your access and use of our website, mobile application, and services (“Services”). By accessing or using our Services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing this website or using our Services, you confirm that you have read, understood, and agreed to be bound by these Terms & Conditions and our Privacy Policy.

2. Eligibility

You must be at least 18 years of age and legally competent to enter into a binding agreement under the Indian Contract Act, 1872 to use our Services.

3. Services Offered

M/S VASUPRADA NIDHI LIMITED provides microfinance services including but not limited to:

Personal Loan
Business Loan
Group Loan
Pigmy Loan

Approval of any loan shall be subject to internal credit policies, verification, and regulatory compliance.

4. User Obligations

You agree:

To provide accurate and complete information.
Not to use the Services for unlawful or fraudulent purposes.
Not to attempt to gain unauthorized access to our systems.
To comply with all applicable laws and regulations.

5. Loan Terms

Loan approval, disbursement, interest rate, tenure, penalties, and repayment schedule shall be governed by the individual Loan Agreement signed between you and the Company. Failure to repay may result in penalties, legal action, or reporting to credit bureaus.

6. Interest & Charges

Interest rates, processing fees, late payment penalties, and other charges shall be communicated at the time of loan sanction and mentioned in the Loan Agreement.

7. Intellectual Property

All content including text, logos, graphics, and trademarks displayed on this website are the exclusive property of M/S VASUPRADA NIDHI LIMITED. Unauthorized use is strictly prohibited.

8. Limitation of Liability

The Company shall not be liable for any indirect, incidental, special, or consequential damages arising out of the use or inability to use our Services.

9. Termination

We reserve the right to suspend or terminate your access to our Services at our sole discretion without prior notice if you violate these Terms.

10. Amendments

The Company reserves the right to modify or update these Terms & Conditions at any time. Changes shall be effective immediately upon posting.

11. Governing Law & Jurisdiction

These Terms shall be governed by the laws of India. Any disputes shall be subject to the jurisdiction of courts located in Medak, Telangana (India).

12. Contact Information

For any queries regarding these Terms & Conditions, you may contact us through our official communication channels.

Terms and Conditions